If someone is eligible for Social Security Disability Insurance (SSDI), they will get paid on May 14, 21, or 28, 2025, based on when they were born. This plan was made by the Social Security Administration (SSA), and it works the same way for other benefits like Supplemental Security Income (SSI) and retirement benefits.
People whose birthdays are between May 1 and May 10 will get their money on May 14. That person was born between May 11 and May 20. That person will get their money on May 21. That person was born between May 21 and May 31.
There are some exceptions to the SSDI payment plan. Will there be changes in May?
The times given are for standard SSDI recipients. According to SSA rules, people who get both SSDI and SSI, lived outside of the U.S. before 1997, or fall into other special groups could get their payments on May 2 instead of May 3, since May 3 is a Saturday and the agency doesn’t pay on weekends or holidays.
We checked the SSA.gov portal to make sure of the exact dates, and you should always do the same: look at your account history at https://www.ssa.gov/myaccount/, where all the different types of processes are now grouped together. If there are delays, you should wait three work days before getting in touch with the local offices.
How do I get both SSDI and SSI payments at the same time?
You can get both SSDI and SSI at the same time. To get SSDI, you need to have worked for at least 10 years and have at least 40 work credits. You also need to have a physical disability that has been recognised for more than one year.
On the other hand, SSI doesn’t need work points. Individuals must have less than $2,000 in assets and couples must have more than $3,000. Those who meet certain standards, like being 65 or older, blind, or living with a disability, are also eligible.
The most that SSDI can pay in 2025
In 2025, the most that SSDI will pay out is $4,018 per month. If you had a high income for 35 years and collect the benefit at full retirement age (67 for people born in 1960 or later), this amount is what you will get.
People who ask for the benefit before that age will get less of it. For instance, the SSA says that at age 62, the highest amount would be $2,831 per month.
The most SSI you can get in 2025
People who get SSI will get up to $967 a month, and couples will get up to $1,450. The cost of living adjustment (COLA) in these amounts is 2.5%, which is more than the raise given in 2024.
If the beneficiary has other money or resources, these prices may go down. For example, SSA rules say that if you get SSDI at the same time, your final SSI amount will go down.
The process for applying to both schools
You can apply for SSDI and SSI at SSA.gov, over the phone, or in person at a nearby office. Applicants to both programs must show proof of their past jobs, present medical conditions, income, and financial resources.
If both forms are sent at the same time, SSA will look at them together. Interviews and doctor reviews are part of the process, which can take months.
People who get SSDI must report any income from work that is more than $1,620 a month (or $2,700 a month for blind people), which is the cap set for 2025. If you go over these numbers, you might lose your benefits because it is considered substantial work action.
In the case of SSI, any change in resources—such as an inheritance or an increase in savings—must be reported immediately. If the allowed asset limits are crossed, the benefit could be stopped temporarily or even forever.
Family members of SSDI recipients—such as spouses or minor children—can receive up to 150% to 180% of the original amount, subject to a family limit. This calculation changes based on how many children the worker has and how much money they get on a regular basis.
These additional payments do not affect the primary beneficiary’s maximum SSDI amount, but must be notified to SSA for approval.