In an unusual twist driven by the calendar, some Supplemental Security Income (SSI) beneficiaries could see up to $2,900 in payments during May 2025. This amount applies to eligible couples receiving the maximum SSI payment of $1,450 each month. But this isn’t a windfall—it’s a scheduling adjustment.
Why Two Payments in May?
The Social Security Administration (SSA) will issue SSI payments on both May 1 and May 31. The first is the regular monthly deposit. The second, however, is actually an early payment for June, because June 1 falls on a Sunday. To avoid delays, SSA deposits the payment the business day before—hence, a double deposit in May.
It’s important to note: this doesn’t mean extra money. It’s simply June’s payment arriving early.
Who Is Eligible for SSI in 2025?
SSI supports people who are aged 65 and older, blind, or have qualifying disabilities, and who also meet strict financial limits. Requirements include:
- Resource limits:
- Less than $2,000 in assets for individuals
- Less than $3,000 for couples (excluding a primary home)
- Citizenship/residency:
- Must be a U.S. citizen or legal resident
- Must not be outside the U.S. for more than 30 days
- Other conditions:
- Must apply for any other benefits you’re eligible for
- Cannot be in a government-funded institution, like a public hospital or prison
Maximum SSI Payments in 2025
For 2025, the maximum federal SSI benefit is $967 for individuals and $1,450 for couples, reflecting cost-of-living adjustments. These amounts may be reduced for people who receive other government benefits like Social Security.
Can You Receive Both SSI and SSDI?
Yes, some people can receive both SSI and SSDI, if they:
- Have a qualifying disability
- Have very limited income and savings
This often applies to those who worked briefly or earned low wages. For example, someone receiving $800 in SSDI might get an additional $167 in SSI, up to the maximum combined SSI limit. However, you must report all income and assets to avoid overpayment issues or penalties.
Final Note
If you think you may qualify for SSI or both SSI and SSDI, contact the Social Security Administration to review your case. Remember: May’s double deposit isn’t a bonus—it’s simply an early June payment. Plan your monthly budget accordingly.